Book Review: An Average Joe’s Pursuit for Financial Freedom + Giveaway

Love it? Pls Share it!

Financial Freedom & Making Money Work for You

‘How To’ books are a dime a dozen, especially ones dealing with personal finance and how to achieve financial freedom. While these books are chock full of well-meaning advice, I often find that I cannot relate to one either because the author’s experience is too far from my own, or because the concept is not being explained well enough and in a way that I can apply to my life. But every once in a while you come across one where you can relate to what the author is saying and you can take his/her advice and apply it to your own situation.  An Average Joe’s Pursuit for Financial Freedom by Michael Munsey is one of those books.

Money. It’s on the top of almost every adult’s mind. How to make it, how to make more, how much to spend, how much to save, whether or not you have enough. These are not struggles unique to a select few, but rather to the majority of us in society. It seems that we all are looking for one thing in common and that is how to be financially free.

Growing up, like everyone else, I was taught to go school, graduate, get a job to make money, work hard at that job, and save, save, save so that one day I could retire. I was taught that people who work hard, succeed. I was taught the basics of money management – checking accounts, savings accounts, balancing the checkbook, to make sure I put in more than I spend, a little about the stock market and a little about the benefits of investing, and so on. I was taught the importance of saving money for my future retirement and impending old age using savings accounts, IRA’s, 401K’s and the Social Security program (all of which technically leave you at the mercy of other people). What I was not taught was how to make that money work for me. 

From the Cover: An Average Joe’s Pursuit for Financial Freedom

An Average Joe’s Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal finance. The concepts in this book are not based on theory by an author that does not practice what he writes about.

My Review of An Average Joe’s Pursuit for Financial Freedom

An Average Joe’s Pursuit for Financial Freedom is not a book that teaches you how to earn money. Instead it teaches the importance of creating a passive income and how to make it work for you. In the beginning, the author gives a quick, yet detailed explanation or brush up on the basics of money and money management. He touches on topics such as your credit score, assets versus liabilities, good debt versus bad debt, and more. He then goes on to show us that although what we were taught about money gives us a good foundation from which to work, we were never really taught how to make that money work for us, or rather how to generate a passive income.

In the book, the author highlights the fact that the discrepancy between the rich and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth, instead it is something we have to learn. Generating a passive income and making money work for you is something that anyone can learn as long as they follow a disciplined pattern. Using his own experiences, the author shows us how to go about generating that passive income. He finishes by sharing one way he is creating passive income through rental houses, giving us a detailed account of what all goes into the process.

What I love about this book is that it’s not based on some theory that has nothing to do with my lifestyle, written by an author from a totally different background than mine. Instead, it is based on the author’s own experiences and what he has learned from them. Knowing that the author is just an average Joe, and seeing how he has put his ideas to work in his life, makes it easier for me to relate to this book and put those ideas to use in my own life.  

A little over 100 pages long, I found this book to be a quick,  informative and interesting read, not at all dry or dull like I was expecting. It took a topic I always found to be difficult and made it easier to understand. It helped me to open my eyes and take a good look at where my husband and I stand financially, and pointed me in the direction we need to go. It also helped me see that anyone can become financially free.

About the Author Michael Munsey: An Average Joe’s Pursuit for Financial Freedom

In May of 1995, Michael Munsey received his undergraduate degree from Murray State University and began working in the oil industry. While working to climb the corporate ladder within Halliburton Energy Services, Micheal decided to enroll in the EMBA program at Rice University in 2005. After earning his MBA, he had a major change in the way he perceives money and shares this with us in his book.  Michael Munsey lives in Houston, Texas with his wife and children.

You can find Michael Munsey’s An Average Joe’s Pursuit for Financial Freedom on Amazon in Kindle, paperback
or hardcover, as well as on ExLibris. You can also find it on Goodreads, and Facebook,  Twitter and Google Plus. Check out his website at https://www.freeaveragejoe.com/.

GIVEAWAY HAS ENDED