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Last Updated on June 26, 2021 by Alaina
Peanut Butter Banana Chocolate Chip Muffins are soft, moist, and packed full of flavor. Studded with semi-sweet chocolate chips, these next-level muffins offer the perfect amount of banana, peanut butter, and chocolate flavor in every bite.
There is just something so delicious about the flavor combination of peanut butter and bananas. And, when you add chocolate chips to the mix, it literally takes things to a whole new level!

These Peanut Butter Banana Chocolate Chip Muffins are absolutely a must-make the next time you have some ripe bananas.
Incredibly moist, soft, and delicious, they’re are perfect for breakfast or afternoon snacking. They’re slightly dense like traditional banana bread and are smack full of peanut butter flavor studded with little pools of melted chocolate chip morsels throughout.
Of course, you could always leave out the chocolate to make them a bit healthier, but why would you? Chocolate with peanut butter and banana is just so deliciously perfect.
NEXT-LEVEL PEANUT BUTTER BANANA CHOCOLATE CHIP MUFFINS RECIPE
These Peanut Butter Banana Chocolate Chip Muffins taste SO darn good, I have to hide them from myself. I’m not kidding. I can’t be left alone with these babies or they’ll be gone in the blink of an eye. They are seriously that good.
Thanks to the peanut butter and banana in the recipe, they are super moist and hearty. And the flaxseed adds some extra nutrition.

KITCHEN TOOLS I USED FOR THIS MUFFIN RECIPE
Disclosure: This blog post contains affiliate links for products I think you’ll like that I use in my own kitchen. This means if you make a purchase from one of these links, I may make a small commission at no additional cost to you. I only recommend items I use and love.
This Next-Level Peanut Butter Banana Chocolate Chip Muffins recipe is not only FAST and EASY, but no special tools are needed. Plus, it’s perfect made as regular size muffins or mini muffins.
- 2 large mixing bowls – I LOVE this set – esp ’cause they have lids!
- whisk
- muffin tin – regular size tin or mini muffin tin
- wire cooling rack

INGREDIENTS YOU WILL NEED FOR PEANUT BUTTER BANANA CHOCOLATE CHIP MUFFINS
All of the ingredients needed for these tasty muffins are familiar, easy-to-find, and many are probably already inside your pantry right now. Notice that there is no added oil or butter in these muffins? That’s because the natural oil in the peanut butter, combined with the eggs and banana, is all that’s needed!
You simply need:
- quick-cooking oats – adds flavor, texture, and heartiness
- ground flaxseed – adds texture quality, flavor, and nutrition.
- baking powder – adds lift to the muffin batter.
- salt – gives flavor and balances out the sweetness.
- creamy peanut butter – adds flavor and moisture
- bananas – the riper, the better!
- sugar – a mixture of brown and granulated sugar gives the muffins the perfect hint of sweetness and softness.
- eggs – adds moisture to the batter.
- vanilla extract – gives flavor.
- milk – adds moisture, flavor, supports browning, and softens texture
- mini chocolate chips – no explanation needed! 😉

HOW TO MAKE BANANA PEANUT BUTTER CHOCCOLATE CHIP MUFFINS
It’s not hard to whip up a batch of these homemade peanut butter banana chocolate chip muffins!
Step One: Preheat Oven and Prepare Muffin Tins
- Preheat oven.
- Prepare muffin tins.

Step Two: Make Muffin Batter
- In a large bowl, whisk together the flour, oats, flaxseed, baking powder, and salt.
- In a separate bowl, beat together the peanut butter, bananas, brown sugar, and sugar.
- Then add in the eggs, vanilla, and milk.
- Combine the flour mixture with the peanut butter mixture.
- Fold in the chocolate chips.

Step Three: Bake and Cool
- Pour batter into prepared muffin liners or tins.
- Bake.
- Remove to a cooling rack to cool completely.
TIPS FOR MAKING THE BEST PEANUT BUTTER BANANA CHOCOLATE CHIP MUFFINS
Below are some tips and common questions about this recipe. If you have a question that I don’t answer, leave me a comment and I’ll do my best to answer it!
USE VERY RIPE BANANAS
My number one tip when making these Peanut Butter Banana Chocolate Chips muffins? Use very ripe bananas. Extra ripe bananas always make the absolute best baked goods. I usually buy a bunch and set them aside until they are brown and spotty.
If you don’t want to wait for your bananas to ripen, there are a few hacks to ripen your bananas fast you can try.
FILL LINERS ALMOST FULL
Spoon the batter evenly into the liners. You are going to fill the liners almost full – about 3/4 of the way. This leads to nicely rounded muffins.

CAN I USE INSTANT OATMEAL INSTEAD OF QUICK COOK?
No. Instant Oatmeal is cut way too fine, and is definitely not recommended for baking. Use either Quick or Old Fashioned Oats, instead.
WHY ARE MY MUFFINS DENSE?
There are several reasons why muffins can come out too dense. One is that there is too much liquid in the batter. The other is that there is too much leavening – such as baking soda or powder in the batter.
Another reason is that the batter was overmixed. This is an important tip to remember with almost all the things you bake. Over-mixing the ingredients can create dry, tough muffins. It can also result in your muffins baking unevenly, or coming out with tunnels and/or ugly, peaked tops.

WHAT’S THE SECRET TO MAKING MOIST MUFFINS? WHY DO MY MUFFINS COME OUT DRY AND CRUMBLY?
The main causes of dry, hard, and/or crumbly muffins are over-mixing the batter and overcooking the muffins. So be careful not to overmix the batter. And do not overcook.
Also, never let the muffins remain in the tins for too long after you remove them from the oven. The peanut butter banana chocolate chip muffins will actually continue to cook inside the hot tins. So remove them from the tins after three to four minutes and put them on a rack to finish cooling.
HOW TO STORE PEANUT BUTTER BANANA CHOCOLATE CHIP MUFFINS
If you’re lucky enough to have any leftovers (remember what I said about gone in the blink of an eye, lol?), you can store these tasty muffins for 2-3 days. Simply keep them in an air-tight, sealed container at room temp.
You can also freeze them in a tightly sealed freezer bag. When ready to eat, simply eat straight from the freezer or microwave for 10 seconds.

MORE MUFFIN RECIPES
Love muffins? So do I! I think you will really like these other muffin recipes:

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PRINTABLE RECIPE CARD
Peanut Butter Banana Chocolate Chip Muffins Recipe

Peanut Butter Banana Chocolate Chip Muffins are soft, moist, and packed full of flavor. Studded with semi-sweet chocolate chips, these next-level muffins offer the perfect amount of banana, peanut butter, and chocolate flavor in every bite
Ingredients
- 2 bananas, mashed
- ¼ cup flax seed, ground
- ¼ cup brown sugar
- ¼ cup sugar
- 1 cup peanut butter
- 2 eggs
- 1 cup milk
- 1 cup quick cooking oats
- 1 cup mini chococlate chips
- 1 tsp salt
- 2 tsp baking powder
- 2½ cups flour
- 1 tsp vanilla extract
Instructions
- Preheat the oven to 375 degrees and grease a muffin pan with nonstick cooking spray or add muffin liners.
- In a large bowl, whisk together the flour, oats, flax seed, baking powder, and salt. Set aside.
- In a separate bowl, beat together the peanut butter, bananas, brown sugar, and sugar.
- Add in the eggs and vanilla and beat until combined. Mix in the milk.
- Add the flour mixture to the peanut butter mixture and mix until combined.
- Gently fold in the chocolate chips.
- Fill each muffin cup ¾ of the way full with batter and bake in the preheated oven. Bake for 20 to 25 minutes for full-size muffins or 18 to 22 minutes for mini muffins.
- Allow to cool in pan for 5 minutes, then transfer to a wire cooling rack to cool completely before serving.
Notes
*Calories are an estimation based on verywellfit online calorie calculator.
Nutrition Information:
Yield:
24Serving Size:
1 muffinAmount Per Serving: Calories: 181Total Fat: 8gSaturated Fat: 1gTrans Fat: 0gUnsaturated Fat: 5gCholesterol: 16mgSodium: 214mgCarbohydrates: 23gFiber: 2gSugar: 6gProtein: 6g
Nutritional information is automatically calculated with ingredients and serving size and may not be accurate. Please always double check with your own nutritional apps as well.